Security
Who holds your money at each step.
Separate, regulated parties hold and move the money. Aminco finds and checks the exporters, runs the platform and reports to you.
Every payment to the exporter also needs buyer credit insurance, covering up to 90% of the invoice, in place before any money goes out.
How the money movesWho does what
Four parties, four separate jobs.
| 1 | Regulated escrow agent | Holds your money until the note closes, and sends it back if the note does not fill. |
|---|---|---|
| 2 | One company per note | Each note has its own company and bank account, kept apart from Aminco and from other notes. |
| 3 | Bank controlled export account | The buyer pays into an account the bank controls, and the note is repaid first. |
| 4 | Licensed partners in Nigeria | A licensed Nigerian fund manager and trustee act on the Nigerian side and approve payments. |
Out in the open
No secrets about who we are, or where we are.
Diaspora money has been burned before. So here is exactly how Aminco is set up, and what is done and what is not.
How Aminco is set up
| The company | Aminco, Inc., a Delaware corporation (file no. 10817876), based in Boston. |
|---|---|
| Status today | Pre licensing. Nothing is open for investment yet. |
| Who holds your money | A regulated US escrow agent, then the note’s own company. |
| Who runs each note | A licensed Nigerian fund manager, with each note in its own separate company. |
| Who acts for you | A trustee for all investors, who signs off payments to the exporter. |
| What we charge | A fee on each investment, published before any note opens. |
Where we are
- Aug 2026 Published how we judge every deal Done
- Sep 2026 Published our cocoa processing research Done
- Oct 2026 Aminco, Inc. incorporated in Delaware Done
- Nov 2026 Melora app in private testing Done
- Q1 2027 Signing a licensed fund manager partner Still to come
- After that First investments open to the waitlist Still to come
Early access
Be first in when the doors open.
One email when the first investment opens, and an invite to Melora, our investor app, when there is a place for you.
Aminco isn’t licensed yet. Nothing here is an offer to invest.
You’re on the list. We’ll be in touch.